1. Return Structure Overview
Smart Yield adopts a fixed-term return mechanism. The returns mainly consist of two parts:
Fixed-term regular returns
Maturity returns
Fixed-term regular returns are distributed according to the product rules. Maturity returns are settled based on the overall strategy performance during the selected product term and are only generated when the product meets the maturity return settlement conditions.
Smart Yield is designed around fixed product terms, professional strategy execution, and transparent settlement rules, helping users clearly understand the source of returns, settlement method, and product operation logic.
The platform does not take any share of users’ investment returns. After the product matures, the system will settle the principal, fixed-term regular returns, and maturity returns according to the product rules. The final result is subject to the product page and actual system settlement.
2. Product Terms and Fixed Return Rules
Smart Yield currently supports the following product terms:
Product Term | Weekly Fixed Rate |
7 Days | 0.1% |
15 Days | 0.2% |
30 Days | 0.3% |
Fixed return notes:
Fixed returns are calculated and distributed on a weekly basis.
Fixed returns are not directly affected by short-term market fluctuations.
Users can view the fixed return rules for each product term on the product page.
Return rules may vary by product term. Please refer to the actual product page for details.
3. Maturity Return Explanation
Maturity returns are settled once the product term ends.
The maturity return rate is usually between 1% and 10%. The actual return rate will be determined based on the overall trading performance, strategy execution results, and product rules during the product term.
Please note:
Maturity returns are only generated when the product meets the maturity return settlement conditions.
If the product does not meet the maturity return settlement conditions, this portion of return will not be generated.
Final returns are subject to the actual settlement result after the product matures.
Estimated returns or example returns shown on the page are for reference only and do not represent final actual returns.
4. Return Settlement Example
The following example is for calculation reference only and does not represent any return commitment.
Example Conditions
Investment amount: 10,000 USDT
Selected term: 30 days
Weekly fixed rate: 0.3%
Maturity return rate: 10%
1. Fixed Return Calculation
Weekly fixed return:
10,000 × 0.3% = 30 USDT
30 days is approximately 4 weeks, so the total fixed return is:
30 × 4 = 120 USDT
2. Maturity Return Calculation
If the product meets the maturity return settlement conditions and the maturity return rate is 10%, the maturity return will be:
10,000 × 10% = 1,000 USDT
This portion of return is only settled when the product meets the maturity return settlement conditions. If the corresponding conditions are not met, no maturity return will be generated.
3. Final Asset Example
Return Type | Amount |
Fixed-term regular return | 120 USDT |
Maturity return | 1,000 USDT |
Example final assets after maturity:
10,000 + 120 + 1,000 = 11,120 USDT
The calculation above is for reference only. Actual returns are subject to the product page and final settlement result.
5. Summary of Return Mechanism
Smart Yield’s return mechanism can be summarized as follows:
Fixed returns are distributed according to the rules during the product term.
After the product term ends, the system determines whether maturity returns will be settled based on the product rules.
If the maturity return settlement conditions are not met, no maturity return will be generated.
The platform does not take any share of users’ investment returns.
All returns and settlement results are subject to the product page and actual system settlement.
6. Risk Reminder
Smart Yield is a digital asset wealth management product. Product returns may be affected by market conditions, strategy execution, liquidity changes, extreme volatility, and other factors.
The return rates, example returns, or historical performance shown on the page are for reference only and do not constitute a return commitment or represent future actual returns.
Users should carefully read the product rules, return explanation, and relevant risk reminders before subscribing, and participate cautiously based on their own risk tolerance.
7. Product Description
Smart Yield is an asset management product centered on fixed terms, transparent settlement, and professional strategy execution.
Users do not need to monitor the market frequently or decide entry and exit points on their own. After subscription, the system will operate and settle the product according to the product rules.
Through fixed-term regular returns and maturity return mechanisms, Smart Yield aims to provide users with a clearer and more verifiable way to participate in wealth management.